12 smart tips to saving up for toddler

Here’s how to save on raising your toddler.


Let’s talk about the financial expectations of raising a toddler. Birthday parties, fancy toys and babysitting services, everything adds up and it can really get expensive.

Here are some clever money-saving tips to help you lessen the financial burden now that your little bundle is a toddler…

Save on high-tech toys 

Don't worry if your tyke's the only one in his preschool to not own a tablet. Interactive, face-to-face games provide more fun and learning values for toddlers.

Set up a babysitting club 

If you don't have domestic help or family members to help babysit, create a tag team with mum friends, rather than pay for pricey babysitters. Use social media or WhatsApp to set up a group, then let friends know when you're free.

Make your own treats 

Avoid buying expensive snacks for your tyke. Buy jumbo packs of raisins instead and portion up in small plastic containers, or cut cheese into chunks for a nutritious on-the-go treat.

Play smart

Little ones won't know the difference between expensive theme parks, indoor playgrounds and the neighbourhood park. Neither can they differentiate between pricey toys and their more humble substitutes. Plus, they also don't need as many toys to play with as you think.

Limit your shopping time

Eat before your weekly supermarket visit as shopping on an empty stomach makes you spend more. "And limit your shopping to 30 minutes to avoid straying into the aisles you don't have to be at," warns Alison Yang, 28, mum to Sam, 2. "It also makes shopping with a baby easier!"

Get fit for less 

Signed up for a pricey gym membership after delivering but can't remember the last time you went? Find a cheaper option. Pay as you go at your nearest Singapore Sports Council, or get hubby to babysit while you go for a jog around your estate.