The moment baby is born — CONGRATULATIONS! — register your child’s birth and start an account with OCBC, DBS/POSB or UOB (they have counters and posters at most hospitals).

Just remember, your baby bonus can be used at hospitals and clinics, for optical shops and pharmacies, childcare centres, kindergartens and special education schools, and specific other medical/childcare businesses.

Infographics by Lim Jae-Lynn, illustrations by iStock.

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